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By checking the box below, I agree to the terms and conditions contained herein. PFG will review appropriate documentation, and will provide guidance and offer insight as to possible approaches for managing my student loans. I understand that many of the state and federal loan repayment or forgiveness programs that may appear to be applicable to my situation are subject to change, and that changes in my personal circumstances may reduce or eliminate the effectiveness of said programs. I understand and acknowledge that I am only receiving guidance, not a specific recommendation, and that it is my obligation to make an informed decision and implement the strategy I believe is most appropriate. *